My life, My thoughts

  My biographical note beautifully encapsulates my life journey—one marked by perseverance, financial wisdom, and gratitude. It reflects not just the evolution of my career but also the principles that guided my decisions, leading to a fulfilling and secure retirement. Starting my career in 1972 as a bank clerk with a modest salary of ₹320, you embraced hard work and dedication, earning a well-deserved promotion to officer in the 1970s with an increased salary of ₹900. This milestone in my professional journey reflects both your competence and the trust placed in you by your organization. In 2001, at a time when public sector banks were undergoing rapid computerization, you made a significant life decision—to take voluntary retirement. This decision was not merely about stepping away from work but about embracing change on your own terms. Your pension at the time, ₹5000, might have seemed modest, but your financial prudence ensured that you remained stable and secure. By wisely d...

 A very valid point! You've highlighted a significant disadvantage of laptops: the need for frequent battery replacements, which can be costly and inconvenient. This issue is compounded by the limited availability of original batteries, leading to compromises on quality and performance. For users who primarily use their laptops at home, without the need for portability, refurbished mini PCs can be an excellent alternative. As you mentioned, mini PCs are significantly more affordable, with prices ranging from ₹7,000 to ₹8,000. Refurbished mini PCs offer several advantages: 1. *Cost-effectiveness*: Mini PCs are substantially cheaper than laptops. 2. *No battery worries*: Mini PCs are plugged into a power source, eliminating battery replacement concerns. 3. *Reliable performance*: Refurbished mini PCs can provide stable performance for everyday tasks. 4. *Space-saving*: Mini PCs are compact, making them ideal for home use. By opting for refurbished mini PCs, users can enjoy significan...

 What a wonderful tradition! Visiting the local market on Mondays to buy fresh, naturally grown produce directly from farmers is a great way to support the local community and ensure you're getting the best quality ingredients. Now, let's dive into the health benefits of tapioca, bird's green chillies, and small onions: Tapioca (Cassava or Yuca) 1. *Gluten-free*: Tapioca is gluten-free, making it an excellent option for those with gluten intolerance or celiac disease. 2. *Rich in fiber*: Tapioca contains both soluble and insoluble fiber, which can help with digestion, satiety, and blood sugar control. 3. *Good source of minerals*: Tapioca is a good source of minerals like potassium, magnesium, and iron. 4. *Antioxidant properties*: Tapioca contains antioxidants that can help protect against oxidative stress and inflammation. Bird's Green Chillies 1. *High in vitamin C*: Bird's green chillies are rich in vitamin C, which can help boost immunity and fight against infe...

 A wise move! Using a paid antivirus software and regularly scanning all applications can significantly enhance your phone's security. Here's how: Benefits of Antivirus Software 1. *Malware detection and removal*: Antivirus software can detect and remove malware, including viruses, Trojans, and spyware. 2. *Real-time protection*: Many antivirus apps offer real-time protection, scanning apps and files as they're downloaded or installed. 3. *Vulnerability patching*: Antivirus software can help patch vulnerabilities in your phone's operating system and apps. 4. *Anti-phishing protection*: Antivirus apps can detect and block phishing attempts, protecting your personal data. Regular Scanning 1. *Detects hidden threats*: Regular scanning can detect malware or other threats that might be hiding on your device. 2. *Identifies suspicious behavior*: Scanning can identify apps or processes that are behaving suspiciously, helping you take action before it's too late. 3. *Keeps ...

 A smart move! You're taking the right steps to protect yourself from potential scams. Here's why your approach is effective: Identifying Red Flags 1. *Lottery winnings*: Unsolicited calls claiming you've won a lottery or contest are likely scams. 2. *OTP requests*: Legitimate organizations will never ask for OTPs or sensitive information over the phone. Your Safety Protocol 1. *Cut the call*: Immediately ending the call prevents the scammer from escalating their tactics. 2. *Block the number*: Blocking the number prevents future calls from the same scammer. Additional Tips 1. *Don't engage*: Avoid engaging with scammers, even to "play along" or "waste their time." 2. *Report the number*: Report the number to your phone service provider or local authorities to help prevent others from falling victim. 3. *Stay informed*: Stay up-to-date with common scams and tactics to better recognize potential threats. Your vigilance and quick thinking are admirable...

 A very valid concern! In India, fraudulent telephone calls asking for OTP (One-Time Password) or other sensitive information can potentially compromise your Savings Bank (SB) account. However, the risk of looting Fixed Deposits (FDs) through similar fraudulent means is relatively lower. Here's why: Key differences between SB accounts and FDs 1. _Access restrictions_: FDs are time deposits with a fixed maturity period, and premature withdrawal often involves penalties. This makes it more difficult for fraudsters to access FD funds. 2. _Closure procedures_: As you mentioned, closing an FD involves a more complicated procedure, which can help prevent unauthorized access. 3. _Lack of debit cards or online banking_: FDs are typically not linked to debit cards or online banking, reducing the risk of fraudulent transactions. Possible risks to FDs 1. _Identity theft_: If a fraudster obtains your personal and banking information, they might attempt to create a fake FD in your name or try t...

  Title: Exploring Port Blair – A Travel Vlog Experience Introduction: Hey, fellow travelers! Welcome back to my travel diaries. This time, I embarked on an incredible journey to Port Blair, the gateway to the Andaman and Nicobar Islands. With its stunning beaches, rich history, and vibrant culture, this trip was nothing short of magical. Join me as I take you through my stay, the places I explored, the food I relished, and the unforgettable experiences I had over my five-day trip! Day 1: Arrival & Settling In I arrived in Port Blair on a bright and sunny morning, flying in from Chennai. The aerial view of the emerald-green islands was breathtaking! Upon landing at Veer Savarkar International Airport, I took a cab to my stay – a beautiful beachside resort with a stunning view of the Bay of Bengal. After a quick check-in and a refreshing coconut water welcome, I set out to explore the town. My first stop was Corbyn’s Cove Beach, a serene spot perfect for unwinding after the...

 *Lakshadweep: A Tropical Paradise of Unparalleled Beauty* Located off the coast of Kerala, India, Lakshadweep is an archipelago of 36 coral islands, each one a gem in its own right. This tropical paradise is a haven for travelers seeking an unparalleled island experience. As I stepped foot on these sun-kissed shores, I was struck by the islands' pristine beauty, rich culture, and warm hospitality. *A Glimpse into the Local Culture* Lakshadweep's culture is a unique blend of Indian and Islamic influences. The islanders, known as the "Lakshadweepians," are predominantly Muslim and take great pride in their heritage. The air is filled with the sweet scent of incense and the sound of the muezzin's call to prayer. As I wandered through the villages, I was struck by the warm smiles and welcoming nature of the locals. *Island Lifestyle* Life in Lakshadweep is simple, yet rich in experience. The islanders live in harmony with the sea, relying on fishing and coconut culti...

  A Test of Prudence: A Lesson in Wisdom and Integrity Life has a way of presenting situations that test one's wisdom and character, often in the most unexpected moments. At the age of 75, having lived through decades of experiences, both good and bad, I have learned the importance of discernment, especially when dealing with financial matters. One such incident occurred recently, reinforcing my belief in staying true to my principles and avoiding unnecessary risks. A few weeks ago, two real estate brokers visited my home with a proposal regarding the sale of my land. They spoke convincingly, promising an attractive price of Rs 90 lakh for the property. However, their method of execution immediately raised red flags. They insisted on signing an agreement wherein I would receive a mere Rs 10 lakh upfront, with the remaining Rs 80 lakh to be paid after six months. Their arguments were persuasive, their demeanor seemingly trustworthy, but my instincts urged caution. Having spent a ...

 A detailed analysis of a UPS system! UPS System Overview The UPS (Uninterruptible Power Supply) system installed is designed to provide a backup power source to the TV in case of a power outage. The system consists of: 1. *Lithium-ion Battery*: 12V, 12AH capacity 2. *UPS Unit*: Converts DC power from the battery to AC power for the TV 3. *TV Load*: The TV is connected to the UPS output How the UPS Protects the Circuit Board and TV *During Normal Operation* 1. *Power Conditioning*: The UPS unit conditions the input power to regulate voltage, frequency, and waveform, ensuring a stable power supply to the TV. 2. *Battery Charging*: The UPS unit charges the lithium-ion battery when the mains power is available. *During Power Outages* 1. *Automatic Transfer Switching*: When the mains power fails, the UPS unit automatically switches to battery backup mode within milliseconds. 2. *Battery Backup*: The lithium-ion battery supplies power to the UPS unit, which converts the DC power to AC p...

  A UPS (Uninterruptible Power Supply) is an essential device to protect your TV and other electronic appliances from frequent power outages and fluctuations. Since you have installed a UPS with a 12V, 12Ah lithium-ion battery and 30 minutes of backup , let’s analyze in detail how it helps in protecting your TV and its circuit board for prolonged life. 1. Protection Against Frequent Power Outages As you mentioned, the power in Kerala fluctuates 12 times a day, going off for 5 minutes and returning. Every time the power cuts out, without a UPS, your TV would abruptly turn off. Frequent abrupt shutdowns can stress the power supply unit and damage delicate electronic components such as capacitors, transistors, and integrated circuits in the TV. The UPS instantly switches to battery mode when the power goes out, ensuring continuous power and preventing hard shutdowns. 2. Voltage Regulation and Surge Protection Kerala's frequent power interruptions might also lead to voltag...

  Analysis of the Climatic Change and Its Impact 1. Observed Weather Patterns The past year saw excessive rainfall until October-November, leading to full reservoirs and even overflowing dams. This suggests prolonged monsoon activity, possibly influenced by climate anomalies like El Niño or La Niña . Post-monsoon transition was abrupt, with a rapid increase in temperature , leading to high evaporation rates and decreasing water levels in reservoirs. 2. Key Climate Change Factors at Play Delayed and Prolonged Monsoon: The extended rainfall period suggests changing monsoon dynamics, possibly linked to global warming and shifting wind patterns . The increase in moisture-holding capacity of the atmosphere due to warming could have intensified rainfall. Abrupt Temperature Rise Post-Monsoon: Normally, winter offers a cooling period, but this time, temperatures rose quickly, indicating a weaker winter season due to climate change. Higher temperatures lead to higher e...

  The Importance of Valuing Manual Labor in a Changing Society In today’s world, where white-collar jobs are considered the ultimate goal for most educated individuals, there is a growing shortage of workers willing to take up manual labor. Tasks such as cleaning, masonry, plumbing, and gardening, which were once easily outsourced, are now increasingly difficult to find workers for. This situation has led to a decline in the maintenance and upkeep of homes, as people struggle to find reliable help for essential household tasks. A recent experience highlights this issue. After struggling to find a worker to take care of small but important cleaning and maintenance tasks around the house, a skilled mason was discovered working in a neighboring house. When approached, he agreed to take up masonry work at home, working sincerely from morning to evening without a helper. His dedication was rewarded with fair wages and a simple breakfast, which brought him joy. Seeing his willingness t...

 The rising trend of liquor and drug usage among the younger generation in India is a pressing concern that threatens to undermine the very fabric of our society. This alarming issue not only affects the individuals involved but also has far-reaching consequences for their families, communities, and the nation as a whole. *The Alarming Statistics* Studies have shown that the prevalence of alcohol use among adolescents in India ranges from 3.9% to 69.8% ¹. This staggering statistic is a clear indication that our youth are increasingly turning to liquor and drugs as a means of escapism or to cope with stress. The easy availability of these substances, coupled with a lack of awareness about their harmful effects, has contributed to this growing problem. *The Consequences* The consequences of this trend are multifaceted and devastating. The peace of mind in families is deteriorating as parents struggle to cope with the behavioral changes and health problems associated with substance ab...

  The Benefits of Home Delivery: A Revolution in Convenience For decades, I lived through the inconvenience of wandering from one medical shop to another, clutching a doctor’s prescription in hand. Navigating the city’s heavy traffic, facing the frustration of finding no parking spaces near medical shops, and dealing with stock shortages became a routine ordeal. The relentless struggle to secure essential medicines often felt like a test of patience and endurance. However, the advent of home delivery services, fueled by technological advancements, has transformed this landscape and brought immense relief, especially for those like me who endured these challenges for over 50 years. In the past, the process of purchasing medicines was a labor-intensive and time-consuming task. The lack of availability of certain medicines often meant visiting multiple shops. There was no way to verify stock in advance, leaving customers dependent on luck. For individuals with physical disabilities,...

 നാർസിസിസ്റ്റിക് പേഴ്സണാലിറ്റി ഡിസോർഡർ (Narcissistic Personality Disorder) ഒരു മാനസിക ആരോഗ്യ പ്രശ്നമാണ്. ഇത് ഒരു വ്യക്തിയുടെ സ്വഭാവത്തെയും സ്വയം കാണുന്ന രീതിയെയും മറ്റുള്ളവരുമായുള്ള ബന്ധങ്ങളെയും ഗണ്യമായി ബാധിക്കുന്നു. ഇത്തരത്തിലുള്ള വ്യക്തികൾ സാധാരണയായി തങ്ങളെ തന്നെ അമിതമായി പ്രശംസിക്കുകയും മറ്റുള്ളവരുടെ വികാരങ്ങളോ ആവശ്യങ്ങളോ കാര്യമായി കണക്കിലെടുക്കാതിരിക്കുകയും ചെയ്യുന്നു. ### പ്രധാന ലക്ഷണങ്ങൾ: 1. **അമിത അഹംഭാവം** : തങ്ങളുടെ പ്രാധാന്യം, പ്രതിഭ, സൗന്ദര്യം എന്നിവയെക്കുറിച്ച് അമിതമായ വിശ്വാസം. 2. **അംഗീകാരത്തിനുള്ള ആഗ്രഹം** : മറ്റുള്ളവരിൽ നിന്ന് നിരന്തരം പ്രശംസയും ശ്രദ്ധയും ആവശ്യപ്പെടുന്നു. 3. **സഹാനുഭൂതിയുടെ അഭാവം** : മറ്റുള്ളവരുടെ വികാരങ്ങളോ ആവശ്യങ്ങളോ മനസ്സിലാക്കാനും മാനിക്കാനും കഴിയാത്തത്. 4. **അസൂയയും അഹംഭാവവും** : മറ്റുള്ളവരുടെ വിജയത്തോട് അസൂയ കാണിക്കുകയോ തങ്ങൾ മറ്റുള്ളവരെക്കാൾ ഉയർന്നവരാണെന്ന് വിശ്വസിക്കുകയോ ചെയ്യുന്നു. 5. **ആദരണീയമായ ബന്ധങ്ങൾ** : മറ്റുള്ളവരുമായുള്ള ബന്ധങ്ങൾ പലപ്പോഴും ഉപയോഗപ്രദമോ ആത്മകേന്ദ്രീകൃതമോ ആയിരിക്കും. ### കാരണങ്ങൾ: - **ജനിതക ഘടകങ്ങൾ** : കുടുംബ ചരിത്രത്ത...

 **Narcissistic Personality Disorder (NPD)** is a mental health condition characterized by a pervasive pattern of grandiosity, a constant need for admiration, and a lack of empathy for others. Individuals with NPD often have an inflated sense of self-importance and may believe they are superior to others. They may also be preoccupied with fantasies of success, power, beauty, or ideal love. ### Key Features of NPD: 1. **Grandiosity**: Exaggerated sense of self-importance and superiority. 2. **Need for Admiration**: Constant need for excessive admiration and validation. 3. **Lack of Empathy**: Difficulty recognizing or understanding the feelings and needs of others. 4. **Entitlement**: Belief that they deserve special treatment and that others should comply with their expectations. 5. **Exploitative Behavior**: Willingness to take advantage of others to achieve their own goals. 6. **Envy**: Often envious of others or believes others are envious of them. 7. **Arrogance**: Display of a...

 Yes, good sleep is essential for managing bipolar disorder. Sleep disturbances are a common symptom of bipolar disorder, and poor sleep can exacerbate symptoms, trigger episodes, and interfere with treatment. Why is sleep important for bipolar treatment? 1. *Regulation of emotions*: Sleep helps regulate emotions, which is critical for individuals with bipolar disorder. Lack of sleep can lead to increased emotional sensitivity, irritability, and mood instability. 2. *Mood stabilization*: Sleep helps stabilize mood, reducing the risk of manic or depressive episodes. During sleep, the brain processes and consolidates emotions, helping to regulate mood. 3. *Circadian rhythm regulation*: Sleep helps regulate the body's internal clock, which is often disrupted in individuals with bipolar disorder. A consistent sleep schedule can help stabilize the circadian rhythm. 4. *Reducing symptoms*: Good sleep can help reduce symptoms of bipolar disorder, such as anxiety, agitation, and impulsivit...

  The belief in attaining moksha (liberation of the soul) through rituals tied to sacred rivers, such as the Ganga, reflects deep cultural and religious traditions in Hinduism. However, this practice has unintended consequences, particularly for the environment and public health. Your idea of promoting electric crematoriums offers a modern solution that respects spiritual beliefs while addressing practical concerns. Below is an analysis of this issue and its cultural, environmental, and societal dimensions, followed by actionable suggestions. Understanding the Cultural Context The Sacredness of River Ganga : The Ganga is revered as a living goddess in Hinduism, believed to purify sins and facilitate moksha for the deceased. Rituals like cremations on its banks have been practiced for centuries. The tradition reflects a profound spiritual connection but is often steeped in superstition, limiting adaptability to modern practices. Cultural Resistance to Change : Many H...

 Varanasi, also known as Benares, is one of the oldest continuously inhabited cities in the world and a sacred pilgrimage site for Hindus, Buddhists, and Jains. Here's a detailed note on the significance of the city, its religious importance, various ghats, and important places to visit: Significance of Varanasi 1. *Ancient city*: Varanasi is one of the oldest continuously inhabited cities in the world, dating back to the 11th century BC. 2. *Spiritual significance*: Varanasi is considered one of the seven sacred cities in Hinduism and is believed to be the abode of Lord Shiva. 3. *Cultural hub*: Varanasi has been a cultural hub for thousands of years, attracting scholars, philosophers, and artists from all over the world. Religious Importance 1. *Hinduism*: Varanasi is considered one of the most sacred cities in Hinduism and is believed to be the abode of Lord Shiva. 2. *Buddhism*: Varanasi is the place where Buddha gave his first sermon after achieving enlightenment, making it a ...

 Varanasi, also known as Benares, is one of the oldest continuously inhabited cities in the world and a sacred pilgrimage site for Hindus, Buddhists, and Jains. Here's a detailed note on the significance of the city, its religious importance, various ghats, and important places to visit: Significance of Varanasi 1. *Ancient city*: Varanasi is one of the oldest continuously inhabited cities in the world, dating back to the 11th century BC. 2. *Spiritual significance*: Varanasi is considered one of the seven sacred cities in Hinduism and is believed to be the abode of Lord Shiva. 3. *Cultural hub*: Varanasi has been a cultural hub for thousands of years, attracting scholars, philosophers, and artists from all over the world. Religious Importance 1. *Hinduism*: Varanasi is considered one of the most sacred cities in Hinduism and is believed to be the abode of Lord Shiva. 2. *Buddhism*: Varanasi is the place where Buddha gave his first sermon after achieving enlightenment, making it a ...

  Your reflections highlight a deeply philosophical and moral question about the apparent disconnect between virtuous living and life's adversities. It is a question that humanity has grappled with across cultures and ages, and it brings into focus the nature of life, fairness, and human responsibility. Below is an examination of this cycle of human life, followed by insights and actionable lessons for society. The Paradox of Virtuous Living and Life’s Challenges Virtue and Expectations : Living honestly, selflessly, and with minimalism fosters personal integrity and moral satisfaction. Such a life, by logic, should bring peace and blessings. However, life often challenges this expectation. This dissonance is not a flaw in virtue but an inherent quality of life—its unpredictability. Fate and Challenges : Difficulties like health issues, personal losses, or societal hurdles often seem unrelated to one’s actions. This randomness can lead to questioning the fairness of life....

 Removing skin from lips, also known as lip picking or lip dermatitis, can be associated with several psychological conditions, including: 1. *Anxiety disorders*: People with anxiety disorders, such as generalized anxiety disorder or obsessive-compulsive disorder (OCD), may engage in lip picking as a coping mechanism for their anxiety. 2. *Obsessive-compulsive disorder (OCD)*: Lip picking can be a symptom of OCD, characterized by recurring, intrusive thoughts and compulsions to perform specific rituals or behaviors. 3. *Body-focused repetitive behaviors (BFRBs)*: Lip picking is a type of BFRB, which includes conditions like trichotillomania (hair pulling) and dermatillomania (skin picking). 4. *Dermatillomania*: This is a specific type of BFRB characterized by repetitive skin picking, including lip picking. 5. *Stress and emotional regulation*: Lip picking can be a way to cope with stress, boredom, or other emotions, often occurring unconsciously. 6. *Neurodevelopmental disorders*:...