Spending habits

This essay is  to address a deeply troubling trend that is becoming all too common in our society—the compulsion to spend beyond one's means for social appearances, driven by the desire to project an image of wealth and happiness. This issue, marked by extravagant spending on weddings, birthdays, and other celebrations, often results in severe financial distress that, tragically, can lead some to take their own lives.

Across our communities, we witness families and individuals who feel pressured to host lavish events. These are not just celebrations but displays, often fuelled by societal expectations and the fear of being judged as less affluent or successful. The result is an unsustainable financial burden, with many resorting to loans and debts they cannot afford.

Take, for instance, the story of a family who spent three times their annual income on a wedding, believing this grand gesture was necessary for maintaining their social standing. The aftermath was a crippling debt that they could not escape, leading to extreme mental anguish and, devastatingly, to the suicide of the family patriarch.

Similarly, consider the case of a young couple who borrowed heavily to fund a luxurious housewarming party, only to find themselves trapped in a cycle of debt repayment that strained their relationship and mental health. Their story, like many others, ended in tragedy, leaving behind a young family facing an uncertain future.

This cycle of spend and borrow is not just a financial crisis; it is a societal one that calls for urgent cultural change. We must challenge the narrative that one's value is measured by the lavishness of their celebrations or the size of their home. We need to cultivate a culture where modesty and living within one’s means are not only accepted but celebrated.

Education plays a crucial role in this change. Financial literacy should be a fundamental part of our educational curriculum, teaching our children the value of money, the importance of saving, and the risks of debt. We must empower our youth with the knowledge to make wise financial decisions.

Furthermore, it's essential for community leaders, influencers, and media to promote realistic and positive portrayals of modest living. By celebrating stories of sustainable and debt-free lifestyles, we can begin to shift public perception and reduce the stigma associated with not indulging in excessive spending.

In conclusion, we must all take responsibility for ending this harmful trend. Let us advocate for a society where success is measured not by material wealth but by personal integrity and financial prudence. Let us strive to create a community where happiness is not borrowed but built on solid, sustainable foundations.


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